• Auto

    Author: Richard W. Powell CPA, Inc |

    Auto Loan Early Payoff Find out how much interest you can save by increasing your monthly auto loan payment. Car Loan Calculator Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. Home Equity Loan vs. Auto loan Use this calculator to determine if a home equity loan makes sense for your next automobile purchase. Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!

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  • Business

    Author: Richard W. Powell CPA, Inc |

    Breakeven Analysis Find out how many and what price you must sell your product at to make a profit. Business Debt Consolidation Calculator Should your business consolidate its debt? Use this calculator to find out. Business Valuation - Discounted Cash Flow This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business's Net Present Value. Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business. Equipment Buy vs. Lease Should you lease your equipment or…

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  • Debt and Credit Cards

    Author: Richard W. Powell CPA, Inc |

    Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. Consolidation Loan Investment Calculator Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. Credit Card Optimizer The Credit Card Optimizer helps you determine the best distribution of your credit card debt. Credit Card Pay Off Use this calculator to see what it will take to pay off your credit card balance, and what…

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  • Insurance

    Author: Richard W. Powell CPA, Inc |

    Disability Insurance Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. Life Insurance Calculator Find out how much life insurance you really need! Long Term Care Calculator Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense. Variable Annuity Calculator How can a variable annuity help you save for retirement? Use this calculator to find out.

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  • Investment

    Author: Richard W. Powell CPA, Inc |

    Annual Stock Option Grants Use this calculator to project how much a series of annual stock option grants could be worth to you. Asset Allocation Calculator Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds, and cash. Future Contracts Calculator Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan. Investment Loan This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is…

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  • Loan

    Author: Richard W. Powell CPA, Inc |

    Alternative Payment Frequencies Use this calculator to determine your payment or loan amount for different payment frequencies. Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Balloon Loan Calculator A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you. Debt Consolidation Calculator Should you consolidate your debt? Use this calculator to find out. Enhanced Loan Calculator Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. Equity Line of Credit Payments What…

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  • Mortgage

    Author: Richard W. Powell CPA, Inc |

    Adjustable Rate Mortgage Calculator This calculator helps you to determine what your adjustable mortgage payments will be. ARM & Interest Only ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Balloon Mortgages A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs. Bi-weekly Payment Calculator Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly…

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  • Personal Finance

    Author: Richard W. Powell CPA, Inc |

    Basic Calculator This works just like a pocket calculator. Checkbook Balancer Balance your checkbook with this quick and easy calculator. Credit Assessment How is your credit? Use this calculator for a quick assessment! Home Budget Analysis Analyze your budget, see where your money goes, and find out where you can improve! Life Expectancy This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender, and several other important lifestyle choices. Net Worth This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

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  • Retirement

    Author: Richard W. Powell CPA, Inc |

    401(k) Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. 401(k) Spend It or Save It Calculator There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. 403(b) Savings Calculator If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. 72(t) Calculator The IRS Rule 72T allows for penalty free,…

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  • Savings

    Author: Richard W. Powell CPA, Inc |

    Benefit of Spending Less Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth. Certificate of Deposit Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). College Savings Use this calculator to help develop or fine-tune your education savings plan. Compound Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Compounding and Your Return This calculator demonstrates how compounding can affect your savings. Cool Million Find out when your savings plan may make you…

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  • Tax

    Author: Richard W. Powell CPA, Inc |

    1040 Tax Calculator Enter your filing status, income, deductions, and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or the amount you may owe the IRS next April. Estate Tax Planning Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability. Marginal Tax Rate Calculator Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. Payroll Deductions Calculator Use this…

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